Moraira Houses for Sale

Properties for sale in Costa Blanca & Villas in Moraira

Discover best properties, houses, villas and apartments in Moraira, Benitachell and other areas of Costa Blanca.

Tips to get the best mortgage to purchase the property of your dreams in Spain

Are you one of the growing number of people planning on buying a holiday home in Costa Blanca or are planning on moving here permanently? If you are one of them, then you may be about to begin your hunt for a mortgage for your new home in Costa Blanca.

Finding a mortgage in the UK can be hard enough but when it comes to finding one in other country can be very daunting with so many domestic and overseas providers all vying for your business, the thing to remember is, they need your business as much as you need the mortgage so like you would with a mortgage for a house in the UK look around for the best deals. Time spent now will hopefully save you time and money later over the lifetime of your mortgage.You can begin your search for the best deals on line which should make the whole process more convenient and efficient.

Below we have listed what seem to be the 5 main ways of raising finance. Tabaira Real Estate brings you in this article the 5 basic types of arrangement available for your mortgage:

International mortgages.

Depending on the country you are resident in and which country you want to buy in some domestic lenders will offer international mortgages to enable you to buy overseas. Lloyds TSB in the UK offer resident Britons who own a home in the UK a scheme which is specifically for the purchase of property in Spain.

Local Spanish mortgages.

As Spain is largely geared to the foreign property buyer it's often possible to raise finance locally in Spain especially if you approach one of the larger international banks. It is very important to make doubly sure you understand the local terms and conditions of the loan and the repayment methods as well as checking and comparing the interest rates that are available to you with those from a supplier back in the UK. Some people have been caught out with what seemed good deals on low start mortgages only to find out that after some many month the monthly repayment suddenly doubles, which is common with Spanish low start mortgages.

Expatriate mortgages.

If you are already living in Spain and want to buy in Spain or are thinking of buying a house back in the UK for whatever reason, it can be very tricky securing a mortgage.If you had a strong credit history before you expatriated and you are now in receipt of income to support your mortgage application there are a number of lenders who are interested in attracting this kind of business though. Some of the major high street lenders will change you a premium for the ease of application and the service they offer so it's worth shopping around on the internet for the best deals.Usually you should be able to borrow up to 85% of the property's value and when it comes to proof of income this can be made up of earned, pension, investment and rental income.

Equity release and second mortgage.

This is of course the simplest and most popular method being used currently for the purchase of holiday homes overseas by many buyers. In the UK especially, where, many people have built up substantial equity in their homes and are now releasing this 'extra money' to purchase property in Spain.If you consider this method you must accept that the additional sum you add to your mortgage will incur interest, it will have to be repaid over the term or at the end of the term of your mortgage and that the whole loan is secured on your main property.

Instalment Payments.

You might like to consider purchasing property off plan as this can give you the option to pay for the real estate via a series of instalments or stage payments that you can save up to fund during the build period.After paying the securing deposit your instalment dates and amounts will be written into your purchase contract enabling you to budget accordingly. Clearly this method would particularly suit those with a high level of disposable income.Once you have determined the most suitable method to suit your requirements and circumstances you can begin your search for a lender if applicable. Consider searching the internet, using forums, expatriate and international property sites, examining lenders sites and you can also listen to personal recommendations from friends, family and colleagues who have already undertaken property purchases in Spain.

Houses for Sale in Moraira

Houses for sale in Moraira is one of the most common searches for those looking to find their perfect home on the Costa Blanca North. This beautiful coastal town, part of the Teulada municipality, perfectly combines the authenticity of an old fishing village with a modern, relaxed, and comfortable lifestyle.

Moraira has managed to preserve its Mediterranean essence. Its lively streets, lined with bars, restaurants, and shops, are integrated into a natural environment overlooking the sea. The crystal-clear coves and golden sandy beaches, such as El Portet or L'Ampolla, combine with an exceptional climate of over 300 days of sunshine a year, making it a perfect place to live or enjoy long stays.

Beyond its town center, Moraira features charming residential developments that attract families from across Europe. Areas such as El Portet, Benimeit, Paichi, La Sabatera, or Solpark offer tranquility, panoramic views, and a well-established international atmosphere.

Moreover, the surroundings are ideal for those who value sports and outdoor activities. The Moraira Yacht Club, nearby golf courses, hiking trails, and weekly markets contribute to the healthy, bright, and relaxed lifestyle that defines this privileged Mediterranean area.

Houses for Sale in Moraira: Exclusive Properties with Tabaira Real Estate

Tabaira Real Estate's houses for sale in Moraira cover a wide range of possibilities, from modern villas with sea views to cozy apartments in the town center or bungalows in quiet residential areas. All our properties are carefully selected to offer quality, location, and real value.

Among the advantages of working with us, you will find:

• Personalized, multilingual advice.
• An extensive portfolio of homes for sale in Moraira and surrounding areas.
• Properties with panoramic views, private pools, and Mediterranean gardens.
• Houses close to beaches, golf courses, and all services.
• Transparency and support throughout the entire buying or selling process.

Each property in our portfolio has been selected for its excellent location, design, and investment potential. Whether you are looking for a modern house, a traditional villa, or a real estate opportunity, at Tabaira you will find what you need to take the step with confidence.

Houses for Sale in Moraira: Experience, Proximity, and Commitment with Tabaira Real Estate

If you are looking for houses for sale in Moraira, contact Tabaira Real Estate. Our team is made up of professionals with extensive experience in the Costa Blanca market, specializing in providing a close, honest service fully oriented to your needs.

We are passionate about connecting people with their future home in the Mediterranean. That's why we offer comprehensive management that covers everything from property valuation and promotion on international portals to legal assistance and after-sales service. If you want to sell your house in Moraira, we help you position it at the best price and reach the right audience. And if you are looking to buy, we show you only trusted, high-quality properties.

Contact us to start your new real estate project:

• Fill out the contact form on our website.
• Email: info@tabairarealestate.com.
• Phone Spain: +34 96 574 41 79.
• Skype: tabairarealestate1.
• Office: Calle Iglesia, 4 – Moraira 03724 (Alicante), Spain.