Moraira New Build Property for Sale
Properties for sale in Costa Blanca & Villas in Moraira
Discover best properties, houses, villas and apartments in Moraira, Benitachell and other areas of Costa Blanca.
Villa · Sale · Moraira Ref: 70.314E
Modern villa for sale in Moraira, Costa Blanca. Stunning contemporary design villa located in the coastal area of Moraira. Shopping facilities, beaches and restaurants are all in short walking distance. “This Moraira luxury villa is being offered for a promotional price of 795,000 euros...
Villa · Sale · Moraira Ref: 20.3052
This beautiful 5 bedroom villa is located just 5 minutes from Moraira town, and benefits from lovely open views, due west orientation and independent guest accommodation. Two level property distributed in main level with entrance hall, large living room with open views, fully fitted kitchen,...
Villa · Sale · Moraira Ref: 20.2900
Beautiful villa in Moraira. One step away from supermarkets and service areas. Near the town of Moraira and Benitaxell and beaches like the Ampolla, the Portet or Cala Moraig. The urbanization has a communal pool and tennis courts. The neighborhood is quiet and friendly. The house has 2...
Villa · Sale · Moraira Ref: 23.428
Independent property for sale in Pinar de l'Advocat, Moraira Conveniently situated walking distance to Moraira town centre and the beach, this attractive two-bedroom independent villa offers due south orientation and a corner position with large private gardens. About this property. This...
Villa · Sale · Moraira Ref: 20.3064
Reduced price Moraira villa for sale Located a 5-minute drive from the town centre of Moraira, this beautiful Spanish villa has a large south-facing plot and open views. Property features: Gas central heating Aluminium framed double glazed windows Quiet residential road Not far from the...
Villa · Sale · Moraira Ref: 20.3043
2 bedroom villa with small private gardens with south orientation situated 1.6 km from the town centre of Moraira. The property has a enclosed garden of 528 metre squared with parking and space tom build a private pool if needed. The accommodation is all on ground level offering two double...
Villa · Sale · Moraira Ref: 20.2698
This property has no description yet.
If you need more information about this particular property you can contact us by calling us at phone +34 965 744 179 // +34 660 629 640
Villa · Sale · Moraira Ref: 20.2856
Beautiful villa a few minutes from Moraira center, with fantastic open views and sea. Nice one level villa distributed in glazed naya, large living room with open views, living-dining room, open plan kitchen with breakfast bar, spacious bedroom with access to a bathroom and double bedroom with...
Villa · Sale · Moraira Ref: 20.3275
Villa for sale in Moraira, Costa Blanca. This fabulous villa is situated the popular valley of El Portet, Moraira. An attractive property featuring lovely open views, heated swimming pool, and independent guest accommodation. Room Details: Principal accommodation; glazed porch with open...
Moraira New Build Property for Sale
Things To Take into Account When Buying New Build Properties In Spain
In Spain, the builder retains ownership until the property is completed. It is only when the necessary certificates of building completion (fin de obra) and of first occupation (primer ocupación) have been issued, that the escritura for the sale can be finalised and the sale notarised. The buyer does not own any part of the property until the sale is finalised.
When buying a new build property in Spain, there will be a contrato de compraventa, but this will be a “promissory contract" for the purchase in the future, when the building is completed. This contract will normally provide for advance payments (pagos adelantados). This is acceptable, so long as the contract also provides the guarantee (required by Law 57/68) for the return of any money paid, which is normally through a bank guarantee backed by a bond which the builder has deposited (aval bancario), or an insurance policy (garantia de seguro).
In the event of non-completion, the buyer is entitled under Spanish consumer protection to the return of all money paid during construction plus interest. It is a legal requirement that builders / developers include such a guarantee (certificado de garantia) in their contracts which specifically provides for the return of all money paid plus interest. The builder may not charge the buyer for providing this guarantee.
Main differences between the process in the UK and Spain
The big difference compared to the system in the UK is that, as you do not own the property, you cannot arrange a mortgage to finance these advance payments.
Normally, builders in Spain obtain mortgage finance for the project from their bank. When the property sale is finalised, and the project split up into the individual parcelas, the buyer has the right to “subrogate" (i.e. take the place of) the builder in the mortgage for his particular plot. The buyer will have to complete an application similar to that for a new mortgage, and go through a similar approval process. If the buyer requires a larger loan than that available by subrogación, this would be treated by the lender as a separate second mortgage.
Pre-contract Checks you must do.
Because you are buying from a developer, it is even more important to carry out the relevant “pre-contract" checks; in particular, you still need to:
1. Prove that the developer does own the land – you need to see his escritura.
2. Check that there are no loans outstanding – you need to obtain a nota simple.
3. Ensure that the developer has paid his IBI – you need to see receipts.
4. Obtain a certificación catastral and check the plan parcial to ensure that the urbanización itself is registered and to check that the property is as described to you.
5. Check with the Urbanismo, the town planning office, to ensure that the development is in an area zoned for building and that planning permission has been granted, and that there are no other developments planned nearby that could affect your new property.
6. Check that the builder has obtained a Licencia de Obra (Building Permit).
7. Check that he has obtained a Certificado de Fin de Obra (Completion Certificate), and a Licencia de Primer Ocupación (Licence of First Occupation). If the building is not yet completed, make sure that the contract includes a warranty from the developer that he will obtain and pay for these certificates, and provides penalties if these are delivered late.
Find your new build luxury property with Tabaira Real Estate.
At Tabaira Real Estate our property experts will help you find your perfect Spanish property whether you are looking for luxury first line properties, best new build villas in Moraira, villas with pools, apartments in Moraira, property in Benissa, fincas and country estates, we market some of the most desirable properties in Moraira and surrounding areas.
We invite you to explore the catalogue of properties of our website. You will easily find the property that best suits your needs. Contact us today.
Villa · Sale · Moraira Ref: 20.2791
Land · Sale · Benissa Ref: 50.133
Villa · Sale · Moraira Ref: 20.3108350.000€
Villa · Sale · Fustera Ref: 20.24451.200.000€
Apartment · Sale · Centro Ciudad Ref: 10.961189.000€
Villa · Sale · Moraira Ref: 20.1115595.000€
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